Member Call with Congressman Welch


On Tuesday, members of Main Street Alliance of Vermont had the opportunity to speak with Congressman, Peter Welch.  After outlining the packages that have been created in Washington, the Congressman answered questions from our members and heard stories of the enormous impact that this pandemic is taking on businesses and what our needs continue to be. We thank Congressman Welch for this time and for all that he is doing on behalf of our state in Washington. 


To listen to the call - CLICK HERE

Small Business and Legislator Forum - COVID-19 3.17.20

On March 16th, over 100 businesses came together to discuss COVID-19 with legislators from Lamoille and Washington County. 

Watch a recording of this session here

We will continue to bring you the best information that we can from the state and share your stories and experience with those in the legislature. 

A few resources that are helpful during this time:

As shared in our membership email - Main Street Alliance is working to advocate at a national level on behalf of small businesses. Stories are being collected here at We will have access to all of the stories collected and be sure that our lawmakers have access to all Vermont stories so that your voice is represented in Montpelier.  

The Department of Labor Website with FAQ's related to COVID-19:

The Agency of Commerce and Community Development is asking businesses effected by COVID-19 to share their stories with them at and their website is:

Additionally, as it relates to unemployment insurance. We are hearing that it's is important to just keep calling in order to get through. Once you are able to connect, the support staff is incredibly helpful to walk you through the process. Additionally, we have learned that if you are a business owner and must layoff more than 10 employees during this experience, that you must go through a mass layoff process as outlined here:





VT FaMLI Coalition's Statement on Governor Scott's Call for Opt-In Paid Family Leave

Statement in Response to Governor Scott’s Call for Opt-In Paid Family & Medical Leave

“A strong, universal paid family and medical leave insurance program is a key part of building a Vermont that works for all of us.

“Governor Phil Scott’s proposed opt-in program is not a viable approach. Without a universal insurance pool, the program will become cost-prohibitive for Vermonters and small businesses. Thankfully, the Vermont House and Senate are committed to moving forward a strong bill this year that guarantees every Vermonter will have access to paid family and medical leave.

“Our broad coalition representing Vermonters of all ages, small businesses, labor, public health professionals, and many others, is committed to working with the legislature to pass a strong bill that provides all Vermonters up to 12 weeks of paid leave to welcome a new child, recover from illness or injury, or care for a family member.

“A strong, universal paid family and medical leave insurance program will help ensure that our families and communities are healthy. Providing Vermonters with the ability to take time to care for themselves and their loved ones will support people when they need it most and build a foundation for future generations to thrive.

“A strong, universal paid family and medical leave insurance program is part of building a stronger small business economy and a healthy workforce. This program will help attract more young professionals to the state, encourage young people and families to stay in Vermont, and level the playing field for small businesses.

“We are looking forward to working with the Vermont Legislature this year to pass a strong bill that provides access to paid family and medical leave for every Vermonter.

American Association of Retired Persons - Vermont (AARP-VT)

American Federation of Teachers - Vermont (AFT)

Community of Vermont Elders (COVE)

Justice for All

Main Street Alliance of Vermont (MSA-VT)


Parent Child Center Network

Planned Parenthood of Northern New England (PPNNE)

Public Assets Institute

Rights & Democracy (RAD)

Voices for Vermont’s Children

Vermont Early Childhood Advocacy Alliance (VECAA)

Vermont Foodbank

Vermont Interfaith Action (VIA)

Vermont Legal Aid

Vermont National Association of Educators (VT-NEA)

Vermont Network

Vermont State Employees Association (VSEA)

Family leave bill a must for business

Sivan Cotel is the Co-Founder of Stonecutter Spirits in Middlebury and Highball Social in Burlington. He is on the Board of Main Street Alliance of Vermont, a statewide network of small business owners.

*Originally published in the Addison Independent

This upcoming legislation session, Vermont lawmakers will again have the opportunity to create statewide policy that will benefit everyday, working Vermonters, as well as the many small businesses who employ them. Thanks to the strong work of the House and Senate this past legislative session, paid family and medical leave insurance nearly became law. Over the summer and fall, the call for this policy from workers and businesses alike has only grown stronger, and the legislature is primed to move forward. 

As a small business owner in Vermont, the passage of a strong paid family leave bill is my priority this year. A statewide paid family leave program will allow all small businesses in Vermont to offer this important benefit, and increase the competitiveness of the state’s small businesses to attract and retain talented workers. I know from experience: we’ve offered paid family leave at Stonecutter Spirits since day one, and we’ve found it to be an important benefit and a strong recruiting tool. By passing paid family leave statewide, we can differentiate Vermont while growing in thoughtful and meaningful ways.  

Over 90% of working Vermonters are employed by small businesses. We are proud to be a small-business state, we will likely always be a small-business state, and that can be a unique strength. It also comes with challenges in how we think about the nature of employment, and we need to address these challenges with smart policies that help workers and small businesses thrive together. We need policies like paid family and medical leave insurance to lead the way.

Vermont is also leading the charge, nationally, in reforming healthcare with forward-looking payment models that emphasize successful health outcomes rather than the amount of health services performed. Paid family leave benefits have been shown to improve short-term and long-term health outcomes for newborns. By introduced a statewide benefit, we’ll be improving the lives of everyday Vermonters while also positioning them for longer-term success.

 All of us in Vermont, regardless of political affiliation, generally share the same goals: we want to grow our local economy and keep our families and communities healthy and thriving. Many small business owners want to offer paid family leave to their employees, but can’t on their own. A statewide paid family and medical leave insurance program will eliminate this dilemma across Vermont, protecting our citizens and improving our local economy.

We can’t solve these issues if we fail to act, or if we act with half measures like New Hampshire’s proposed opt-in system. These so called “voluntary” proposals are doomed to fail from the start, and therefore don’t offer what small businesses and working families need. 

The statewide creation of a family leave program will support workers, while helping level the playing field for small businesses and entrepreneurs as we start and grow our businesses. We all have a stake in ensuring that our next generation has a bright future. This policy will help us achieve our common goals and ensure future generations can thrive.

Policy Spotlight: Green Mountain Secure Retirement

In 2017, MSA-VT brought together small business owners throughout the state to support and help pass Act 69, which directed the state to create the Green Mountain Secure Retirement Program, an initiative spearheaded by Treasurer Pearce. The implementation date for this program is set for January 15, 2019.

This voluntary program will provide employees of small businesses - and small business owners themselves - with access to a secure statewide public retirement plan. It will be available to small employers (those who employ 50 or fewer employees) who don’t currently offer a retirement plan.

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Terry Culver: Moving Healthcare Forward for Everyone


Moving Healthcare Forward for Everyone

Terry Culver is the owner of Last Time Around Antiques in Barre.

I have been selling antiques for 29 years, and my wife and I opened our own shop, Last Time Around Antiques, in downtown Barre in 2004. I also worked at the granite quarry for many years which provided me with health insurance during this time. After retiring from the quarry, I began working full-time at the shop and now have insurance through my wife’s employer.

Many small business owners in Vermont find themselves in a similar situation, accessing health insurance through a spouse’s plan with a larger employer or through Medicaid, Medicare or the healthcare exchange. Some do not have insurance at all. They cannot afford to provide healthcare benefits as a small business owner which puts them at a disadvantage when hiring and retaining employees.

Small business owners are invested in their employees and care about the health and wellbeing of people in their communities. We need to find a way to improve our healthcare system and move toward a universal plan that supports our small businesses and provides quality, equitable care to everyone.

Like many people who have insurance, my wife and I have a high deductible plan and pay a significant amount in out-of-pocket expenses each year.  My medication was unaffordable at $10.50 for one pill at the time it was prescribed, which would have cost me $1,280 for a 122 pill prescription. And if the Trump Administration succeeds in removing the protection for people with pre-existing conditions, my wife could be one of the more than 260,000 Vermonters to be affected by this change.

My wife had breast cancer two years ago. Before the Affordable Care Act, insurance companies could deny coverage for many illnesses including cancer, diabetes and arthritis and also conditions that we wouldn’t consider to be illnesses like pregnancy. If we were uninsured when my wife was diagnosed with cancer, we wouldn’t have been able to afford the $100,000 treatment costs each year.

I agree that improvements need to be made to our current healthcare system to make premiums more affordable, but the protections that the ACA provides to many people are a step in the right direction. The Trump Administration’s recent attempt to remove the protection for people with pre-existing conditions alone would directly affect more than 130 million people in the United States who suffer from an ongoing or recent illness or condition.

Do we want to go back to a time when people were uninsured and insurance companies could deny coverage or increase premiums and deductibles for those who are sick and need care? With more money going to insurance companies and less money in our local economies, all of us will be affected. I know healthcare costs are high right now, but what if everyone in your family was denied coverage for a pre-existing condition? Imagine how much that would cost. For me, even though it is difficult to pay $5,000 each year toward a deductible, I wouldn’t be able to pay $100,000 for cancer treatment. It’s not perfect, but I don’t want to go back. We must build on what’s working, and continue to progress for the health of future generations.


Main Street Alliance of Vermont Hires New State Director

The Main Street Alliance of Vermont (MSA-VT) announced today that Ashley Moore has been named State Director.

MSA-VT was founded in 2014 to elevate the voices of small business owners on important public policy issues in Vermont. Moore has been with MSA-VT since its founding, and during that time was responsible for managing the organization’s policy initiatives and conducting outreach to the small business community statewide. She has been serving as the organization’s Interim State Director since March. Moore succeeds MSA-VT founder and former State Director, Lindsay DesLauriers, who stepped down from the position to take a leadership role at her family's business, Bolton Valley Resort.

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Statement on Gov. Scott's Veto of H.196

Main Street Alliance of Vermont Statement on Gov. Scott’s veto of H.196
“Main Street Alliance of Vermont represents some of Vermont’s smallest employers, many of whom cannot afford to provide paid family leave on their own. A statewide family leave insurance program would make it possible for all Vermont employers to provide a paid family leave benefit, regardless of their size. 

“Governor Phil Scott’s veto of H.196 is a step away from building stronger small businesses, healthier families, and a better future for our state.

“Small businesses are a vital piece of Vermont's economy. Roughly 90% of our state's businesses have fewer than 20 employees and these are the businesses that are least likely to be able to offer paid medical leave on their own.

“Vermont’s small business owners spend countless hours and dollars interviewing and training employees with the hope that they will become a valuable asset to the business. Many small business owners pay competitive wages and are eager to help their employees learn new skills, but one area where we just cannot compete is benefits. With modest bottom lines, most small businesses aren’t able to provide extended paid parental or caregiving leave. A statewide family leave insurance program is an opportunity for Vermont because it will help level the playing field for small businesses like ours and provide a much needed support for our employees. 

“A statewide family leave insurance program is an effective recruitment and retainment tool for local, small businesses that are struggling to find ways to compete with larger corporations. This is also a great recruitment tool for the state of Vermont, and has the potential to help make Vermont more appealing to the young professionals and businesses we are trying to attract and retain.

“Throughout the governor’s campaign and time in office he expressed a commitment to growing Vermont’s economy, attracting new workers to Vermont, and making workforce development a priority. The governor’s actions today stand in clear defiance to those words and show he is not serious about growing small businesses in the state of Vermont.” 

Letter to Gov. Scott regarding H.196

Dear Governor Scott,

We, the undersigned, serve on the State Board, Leadership Committee, and Advisory Council of the Main Street Alliance of Vermont. We are writing to express our support for H.196, Vermont’s family leave insurance program, and to ask you to approve our state legislature’s passage of this bill, which will help grow a healthy Vermont economy.

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Sivan Cotel joins the Main Street Alliance of Vermont State Board

Stonecutter Spirits co-founder becomes organization's ninth board member

SivanCotel.jpgMain Street Alliance of Vermont (MSA-VT) announced the appointment of Sivan Cotel, Co-Founder and Director of Operations of Stonecutter Spirits in Middlebury, to the organization’s State Board.

Cotel previously served on MSA-VT’s Leadership Committee and has testified at the Statehouse in support of family and medical leave insurance and Green Mountain Secure Retirement. He brings a breadth of experience in business and financial planning to the board, where he will continue to support the organization’s focus on building Vermont’s small business economy.

“Small businesses are part of Vermont’s fabric,” Cotel said. “Working together helps all of us, and Main Street Alliance is connecting Vermont’s small business owners into conversations that will help our communities and economy flourish. Creating an environment where small businesses and their employees can thrive together is critical to the future of our state.”

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